This Privacy Policy applies when you use or access the Earnin Site and Services, which comprise of: Please also read our Terms of Service which sets out the terms governing the Services. Examples of such information that may be shared include: the number of registered users who work with the employer, the number of weekly Cash Outs, total number of Cash Outs, average total amounts Cashed Out. For the Tip Yourself Service, Earnin uses Evolve Bank & Trust to provide a custodial account deposit agreement between you and Evolve Bank & Trust, a Arkansas-chartered depository institution. The use of the word "including" in these Terms of Service to refer to specific examples will be construed to mean "including, without limitation" or "including but not limited to" and will not be construed to mean that the examples given are an exclusive list of the topics covered. first and last name (including legal names); whether you are employed, unemployed, or furloughed; Social Security Number or Individual Taxpayer Identification Number; Drivers License information or other state identification; A copy of a utility bill, bank statement, affidavit, or other bill, dated within three months of our request; a phone number, a text-enabled cellular or wireless telephone number; and/or. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. Earnin does not deny Services, provide different quality of Services, offer its products at a different price, limit your eligibility for products, or otherwise discriminate against you because you exercise any rights conferred by the CCPA. Information We Collect Automatically Press question mark to learn the rest of the keyboard shortcuts. That Login ID and password, together with any account information, mobile number or other contact information you provide form your "Registration Information.". By using our service, you grant Activehours and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. Boost for Boost. Security Our authorization to initiate debit and credit entries to your Bank Account and to your Tip Yourself Account will remain in full force and effect until you revoke your authorization. Activehours may collect the following categories of personal information about you, including but not limited to the following: Registration Information: When you register for a Service, you will be asked for basic registration information, such as an email address and password. Rewards will be available to payout 3-5 days after making a Qualified Purchase and each payout will take an additional 3-5 days to be reflected in your associated bank account. All such information is governed by Evolve Bank & Trusts Privacy Policy. How can I request my data from Earnin? You may only have one account with Earnin. You irrevocably and unconditionally waive (and agree not to enforce) all rights in the Content, including without limitation any moral rights or equivalent rights which you may otherwise have under any laws now existing or which become law in the future in any part of the world. This information is used to improve the delivery of the Earnin Site and Services and tailor communications to you. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards. No Boost for Boost. Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information covered will be included in our response. The existence of the Sub-Deposit Account and any other account maintained by us pursuant to these Account Terms is for internal purposes and will not change the manner in which you use, obtain information about or earn interest (if any) on your Account. You, to the extent permitted by law, agree to indemnify Bank from and against any and all claims, losses and liabilities growing out of or resulting from this Custodial Account Authorization Agreement. In such event, if you are a member to the Service, we will provide notice to you. Do we send you push notifications with the option to opt out? This Privacy Policy applies when you use or access the Earnin Site and Services, which comprise of: Collection of Personally Identifiable Information Shine the Light For all of Earnin Services, you agree that any form of electronic signature, including but not limited to signatures via facsimile, scanning, or electronic mail, may substitute for the original signature and shall have the same legal effect as an original signature. You agree to maintain a balance that is sufficient to fund all payments that you initiate. We will initiate debits to your Bank Account or debit card as permitted by applicable laws and NACHA rules. Earnin, the applicable card network, and your issuer have no responsibility or liability for the failure of a statement credit to be posted, or for any finance or other charge, or impact on any rewards, feature, or term of your account resulting from the statement credit. Earnin may communicate with You about summaries of your Account Information, products and Earnin Services using email, SMS, text messages or push notifications (collectively Messages). Required Identifying Information depending on the Service, we may require certain information to validate who you are, including but not limited to: This Personally Identifiable Information helps us deliver and improve the Earnin Site and Services. When you provide your Authorized Bank Account login credentials to our third party vendors, you authorize Earnin to use the information they provide to enhance your use of Earnins Services. Cookie Notice We are actively working to support more banks as we continue to grow, and we encourage you to check back at a later time to see if your bank has been added to our list. app. The categories of Communications that may be provided by electronic means include: You as the person that holds the Account, as defined in that certain Evolve Bank & Trust Customer Account Terms (the Account Agreement), hereby direct Evolve Bank & Trust, as your agent, and any of its designees, agents, representatives and affiliates (collectively, the Bank, our, us or we), as agent for you, to open and maintain in Banks Trust Department and/or with other depository institutions (each, an Insured Depository Institution) or the Federal Reserve Bank an omnibus custody account owned by the Bank, in which Bank pools the funds held by all of Activehours, Inc.s (the Company) customers, for their benefit, within which you will be issued a sub-account established in your name (Sub-Deposit Account). Despite our efforts, we cannot guarantee that Personally Identifiable Information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards. For example, we may use the information you provide for Health Aid to determine availability of discounts or payment options from your medical provider or to inform you of billing errors, including errors related to insurance coverage. Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. Earnin will also communicate with you outside FiscalNote using email, SMS, text messages or push notifications (collectively Messages) about Earnins advocacy efforts, to request your input or participation in advocacy or other engagement on behalf of Earnin. If Earnin makes changes to this information, the updated information will be posted on the Earnin Site. This Privacy Policy does not apply to third party products or services and/or companies Earnin does not own or control. If you can please help me out, message me and alll I need is a phone number to request. Follow the steps below to use the Boost feature (To learn more about Boost, click here).. Click the ASK A FRIEND button from Earnin's home screen. The collection of this Personally Identifiable Information helps us deliver these additional services to you. Reddit and its partners use cookies and similar technologies to provide you with a better experience. an agreement to resolve disputes in small-claims court, Consent to Receive Electronic Disclosures (E-Sign Disclosure and Consent), Accuracy of and Changes to your Information, Disclosure and Consent to Electronic Communications, Modification to Site or Terms and Services, Activehours's Intellectual Property Rights, Disclaimer of Presentation and Warranties, Collection of Personally Identifiable Information, Service Specific Collection of Information, Non-Personally Identifiable Information (Aggregated and Anonymized Data), Push Notifications, Email and SMS Communications, information Earnin collects automatically, information Earnin collect from third parties, information collected when you use specific Earnin services, Non-Personal Information (Aggregated and Anonymized Data), Push Notifications and Email and SMS Communications, PUSH NOTIFICATIONS, EMAIL AND SMS COMMUNICATIONS. This sharing enables portions of the Services that allows users to connect and communicate. Any and all changes to these Terms of Service will be posted on the Activehours.com site. Activehours does not enter into any binding agreement with third-parties on your behalf or make any payments to any third-parties on your behalf in connection with its Medical Bill Review service. This section explains how Earnin shares your information. By enrolling in Tip Yourself, you may transfer a chosen dollar amount from your Bank Account to an account that you have with us, your Tip Yourself Account. Introduction Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your Earnin credentials with anyone.