Please subscribe to our channel and give us a Like. If two people like each other then it shouldn't natter whAt other ppl think. Agreed though, difference between a 2005 and 2016 Sequoias is probably nil. I'm sorry, I wish I never came across this thread. Especially when it's a good looking or well accomplished person that is a credit to their race- this person would get a lot of grief for dating outside the race. Needless to say I want that car to start everytime, all the time. It has never broken down and Ive never missed work due to vehicle problems. In most cases, realtors that drive luxury cars lease them. Yet when I asked for a Jetta instead of a BMW, their response was. oh come on, it's only an extra $200 a month. And when you have to take those headaches to the mechanic, theres a good chance you the physician will be sized up as an easy mark with a big wallet. someone (the original owner) got hosed and someone (me) got a hell of deal. And the auto insurance statistics illustrate that there is in fact a dramatic difference on claims for personal injury, bodily injury and medical payments between larger, more expensive vehicles and smaller, cheaper ones. I guess I'll start with a few disclosures. Armenian 101 lolI teach Armenian history in UCLA but dont have alot of time to do this free here, take a class about Armenians and everything will be clear, in fact take a class in anything, at least you can have a strong arguement. Finally, this is the time for a nice car for myself I fly to Colorado to purchase specialty car with 20K miles, not new but like new, in cash. Anyone arguing otherwise is already a lost cause. But the same cars in another area would be a waste of money. Armenian girls are smokin' hot! Mot "non//gargantuan" C. says: who cares? Even lower cars have wifi and bluetooth now, that will be the big line in the sand. The reason that Armenians rich is: 1. they hard working people. This is the main reason I pay cash for cars as it keeps me from overbuying. There are definitely other ways, can get a portable wifi device pretty cheap as well. First and foremost, and most obviously for a medical professional, having a vehicle break down can lead to thousands of dollars in opportunity cost. The most booked rental car type is the economy type and the SUV. I went through this debate a year ago when my paid for 2008 Camry was totaled (after being rear ended 3 times in one year, talk about frustrating and lost opportunity cost). From 1890-1915 Armenians were massacred by Turks and Azerbaijan (Armenian genocide) Only because Armenians were SO smart that they were taking over Turkish government with all of the bright politicians. ***Proud Tesla Owner.I paid cash though. I had a 2006 Subaru WRX as well.it was a maintenance hog.purchased new.almost all highway miles.new turbo and some valve work at about 100k miles. Granted, most readers know I'm a bit of a risk taker. Your email address will not be published. Are you Armenian? Even that 2005 Sequoia would make Mr. Money Mustache cry, since a 2005 Camry would save a ton of money on purchase price and running costs. This beater driver is unphased by a check engine light or an SRS warning flashing on the dashboard, so long as the car runs and drives. They have equal reliability and create equal amounts of stress. . Exactly. Jelly ass peeps!Then turn around and break a neck trying to check out the imports. We have a generation of immigrants who want to come here to reap the benefits that generations of Americans have died for but they don't want to assimilate. Even been threatened with violence. They listed my trade-in at a very attractive price. And apparently $60K is insufficient to guarantee that you can even open your door in the morning. Kevin W. says:Melt or get out of the pot. "Me: *Pointing to my new Armenian friend* "I'll have what he's having. A brand new, fully warrantied large sedan like a Honda Accord or Toyota Camry can be bought for about $20,000 or leased for under $250 a month. I think the best way for me to reduce my auto-related stress is to avoid having an auto note personally. Many consider the car a business expense rather than just personal use. There are way more Lexus/MBs/BMWs driving around town than there are wealthy people. As for the client, its important not to judge a realtor based on the car they drive. A new attending driving a beater may have 5-50%. If you arent in the beater camp (Im not for my wife/kids) I 100% agree this is the way to go. I think this strikes a balance between reliability and frugality that Im comfortable with. Guess which one has been in two minor fender benders? Realtors that drive luxury cars do it because they believe it helps their business. After I wrote the first draft of the post I was glad to see that the WCI himself traded in that Durango on a new Toyota, so perhaps hes softened up a bit in his old age . Michael "The Gospel Truth" G. says:so this is what they are always talkin abouti get it now ----------huh? Have you been paid off by Toyota to bash Tesla like this? Terrible at choice making and following basic rules and common sense while driving, most definitely. The target market also matters. If you decide to get it at the border, watch out. Then I pump 4400 lbs of water into it and drive it around the lake full throttle just to see how big of a wave I can make behind it. They look like a typical corner used car lot with cars packed in, but they have a lot of nice cars. While driving nice cars will keep a middle class family from ever becoming wealthy, a high income professional family, especially one with two working high-income professionals can certainly drive whatever they want and still eventually become financially independent. Their mothers are too.Why do the Armenian men feel so insecure? Realtors spend a lot of hours in the car. Cynthia. I hope i did not come off as ignorant. Subarus are great cars but I wouldnt keep one more than 100,000 miles. 3-5 year old seems to be the sweet spot. To us, it seems like the self-driving car technology is not far enough along to justify the price. The problem is that a lot of immigrants don't assimilate. You can buy a new car today in that price range with automatic braking, which might help with occasional distraction, but its not really a solution. Theres nothing wrong with enjoying city life. 75 miles each way to work, but honestly dont mind. I did it. Someone trying to get a million-dollar house may feel more comfortable discussing the deal with someone driving a Lamborghini or Lexus. Beyond easier. That's just justification. Most firms will allow the car to be taken to Georgia and Nagorno-Karabakh but there may be a surcharge. That's better than a kick in the teeth, but it isn't going to change their lives by any means. One might downplay how he had to get his engine rebuilt, as if a project that puts his vehicle in the shop for weeks is somehow as routine as an oil change. Not to be snarky, but if your wife is still a resident, she is not a high-income professional (yet). Something to be said about the two year leases is that you should never have to replace anything at all. That explains it, we always give him crap about it at work. This makes me want to order the Armenian Special at Jack in the Box.Armenian customer: "Let me hevvv Arrrrmenian Special"Jack in the Box Cashier: *puzzled look* "Uhhh, sir. I wouldnt go so far as to say its a smart financial move, but spending more money on a newer, bigger, more reliable vehicle provides a real additional benefit, though admittedly this justification becomes a slippery slope where youre trading your S-Class Benz in every year. My examples were more towards a general mentality. Wife is an ER doc with a 50-mile commute (big city to rural area, live in Chicago and commute to Indianas more physician-friendly malpractice environment. Michael "The Gospel Truth" G. says:one does not simply walk into mordor -----------------what do you mean? Recommending it would be ridiculous. Lets seethere was that little fire in the catalytic converter, the power steering pump that went out (that took 2 trips to figure out), the linkage/boot replacement, a hiccup in the brakes, and now there is a fuel leak somewhere so it isnt passing emissions and is therefore illegal to drive. No amount of life insurance, disability insurance, umbrella coverage or otherwise will prevent you from being killed or injured in an auto accident. BTW, the resolution to the key issue was apparently an updated toll tag, whos new remote wavelength was actively thwarting the keys frequency. # 2 I am not Mr. Money Mustache. This means using a lot of gas. Bad is the wrong word. Secondly, I personally know several girls (and guys) who are married to non Armenians. Its only possible in a major metropolitan area. What do you think? No bullshit. While a financially independent doc driving a nice car might be at 0.1%. And I just looked through your posting history and you rarely post in this forum, for the most part. we just laugh. From Wikipedia about Glendale, CA:"As of the census[17] of 2000, there were 194,973 people, 71,805 households, and 49,617 families residing in the city. we just laugh. recently bought a 2013 luxury suv w/ <20k miles on it. It has some impacts on attracting clients. Bro if more armenians lived in actual LA there would be no traffic. Just got home from dropping it off to see if they can do something so it passes the smog test. So, most agents go for luxury cars to give the impression theyre doing well. I'm not sure I could pick an Armenian woman out of a lineup. You have a very lucky BF. Ssshhhh.do you really want all those city dwellers to move elsewhere? I'm an Armenian guy and I dont give a mass-a-two-shits what race someone dates. I know when I moved out for school, all relatives freaked out that I was moving out but its just a matter of preference, and most armenians do stay with parents till marriage! So add to that sleek Corvette a stylish aluminum-foil sticker on the windshield behind the toll tag. Potholes in Armenia are highlighted with paint, making them much easier to see. chillax.seriously. I love cars. Current car is VW Passat diesel that VW has to buy back for $25,000 by the end of 2017 due to the lawsuit on emissions. While driving nice cars will keep a middle class family from ever becoming wealthy, a high income professional family, especially one with two working high-income professionals can certainly drive whatever they want and still eventually become financially independent. Second that. I dont know that theres some big difference in buying a car thats within ten years old, but much older than that and newer cars really do fare much better in crashes. In it for the long haul. Cynthia, there is a big difference between an individual decision and just general tendencies of a large group of people. Neither was a CPO but were both under warranty at time of purchase. I consider it a luxury, though I spent half of what many people I know spend on a new car. Armenians are the best drivers here. I can only think of one place in my state where that could work, and it would severely restrict recreational opportunities. Check out our custom tour offer: competitive prices, tailored to your needs and wants. A few reports have come in regarding the payments to enter by car or motorbike, more data points are very still welcome in the driving in Armenia thread. Are we exceptionally bad compared to the the rest? I grew up in NYC where I had friends of every ethnic background. Yet I see benz after benzhmmm *Scratches head*. But then you went and posted false half truths about Tesla. They have 12 operators signed up to their platform at the moment: all the major companies like Hertz, Avis, Sixt and Europcar, supplemented by local Armenian operators: a good mix of the affordable and the reliable. Just look at your location and choose what works. A nicer classy car to go out in or travel long distance or go out with kids such as an Aucra MDX, AUDI Q7, BMW X5, or maybe a large 4 door sedan #KC'speople ------------------It's not because they're lebanese. That said, I think it isimportant to avoid justifying bad financial behavior. (Yes, we are trying to singlehandedly kill the planet.). Not make or break for doctors, but I still hate throwing money away. Getting rid of that rusty Chrysler product in favor of the used Toyota Sequoia and buying the wife a new one feels like he took my advice, though obviously it was independent. Doing all the math, Im not sure Ive come out ahead, as Ive already had to replace the tires, and I think the brakes will probably need to be replaced soon and this light comes on about the anti-skid system every 4th or 5th time I drive it, because even though it was really low mileage and well-maintained, its still an 8 year old car, and I live in a sunny climate near the ocean where things just rot. and to be honest, I think its because when it came to the others I might not have given it my best to make it work because deep down inside I was feeling that I COULD/MIGHT disappoint the "parental control"! It's because they've been here longer and have had more time to adapt, assimilate and evolve. But the truth is that we are clinically (not just statistically) no more safe in that car than we are in the 2005 Sequoia. I did have a brother that loved his WRX, but once again is was always needing something. $15 uber to about 30 Michelin stars as well, if you're into that (I am). Financial Wellness and Burnout Prevention for Medical Professionals, Continuing Financial Education Las Vegas, Physician Wellness and Financial Literacy Conference Park City. They have never broken down and rarely needed much more than a new battery. Good for innovation, slightly worse for buyers. Cops just give everyone a ticket that goes 5mph over speed limit. Let's say the note is at 2%. Larger vehicles, big sedans and large SUVs, tend to be the safest places to be on the road, and this is backed up by statistics and the laws of physics. The post was not to defend my particular choices, but to advocate that spending a little money on a new or new-ish quality vehicle can be a worthwhile expense for a doc or other high-income professional. I dont think Ive ever traded a car in. Interracial marriages are understandable the vanishing of a culture is a serious concern.3) Who are you to decide that Armenians are not enjoying their life and need a new mentality. I have this friend that has been with his Armenian girl friend for years and he cannot go to any of her family parties also Armenian guys actually come up to them and tell him that he should not be with her. My personal fear is not my own distractions but those of the drivers around me. My Honda Fit serves me well. stop defending yourself. "@ Peter No he is Armenian! If you can catch one before the initial 36/48 month warranty expires, you can rest pretty easy knowing that youre not inheriting the first owners problems too, and without having to deal with 3rd party warranties. In the eastern Orthodox church, Christmas is celebrated on January 6th. This is a bit of a counterpoint to the posttitled How to Buy a Car. Different things make different people happy. The statement that most Armenians drive nice cars is not a stereotype, rather a statistical observation. It's because they have more pride in their own country than America! The size of the country became smaller throughout years while Muslim countries took Armenian land and people.In 1604 AD Iranian government took thousands of Armenians to Iran by force just because they knew Armenians are good at building cities and creating homes. For general tips, see Driving the Silk Road. Crossing borders with a rental car. This makes it easier for the client and realtor to relate on a more personal level. A sports car for those fun days like a Z06 or Porsche 911 turbo This is my point. Does that mean the resident is doing something wrong? ---who cares? The best two separate chevy technicians could tell me? Of course, not all agents drive luxury cars. Of course there are exceptions, but for the most part, I hate them. Again, doubt theres some amazing difference between a 2008 and 2016. A year old Subaru Forester is hardly an extravagant purchase at around $22,000, but I dont see how the payments could possibly be only $200 / month without a significant down payment. Likewise, the smart investor knows the importance of protecting his or her income and insuring his or her life, so why should that investor choose to embark upon the by-far most dangerous daily activity in an old, mildewed rust bucket? We are not India or even Brazil level yet, but shit's still scary, and the number of road fatalities is absolutely disgusting. Interesting new metric. Also available on Audible! Helps the economy. Maybe they hit financial independence a month earlier if they do that their entire life. Driving probably isn't the most dangerous activity I do. Cheaptimes M. says:Orange dress CynthiaIs armenianShe is hawt looking I would date herBut fear I gets jumpedCheaptimes-----------------------------------haha thanks Sexy! 2. A broken down vehicle can mean having to wait on a tow, riding to the dealership with the tow-truck driver, renting a car, taking a cab, etc. Why or why not? Thought this was pretty funny though since it reminds me of my dear old dad who swears by Mercedes. Cops just give everyone a ticket that goes 5mph over speed limit, Maybe 10 years ago, I used to get pulled over all the time, not anymore though and I'm still an aggressive driver. The rest of us will get there too lol. Nice post. Are we enjoying life too much or not enough? This question is of interest not only to the Armenians themselves, but also to representatives of other nationalities. if you generalize like that it will fall on every culture not just all ArmeniansNo matter what ethnicity you are, you choose how you want to live your life! I would go in more details but it's hard to type while driving. Mr. Daste's next argument is that a fancy new car reduces your stress. Realtors arent different from average people. We have now owned an 11 year old car and a brand new car for about 4 months. Glendale is considered one of the most dangerous cities to drive because of bogus numbers. Their conclusion? I judge people by character not by their ethnicity or race. Having said that, IMO the Glendale Armenians are for the most part really arrogant, obn Yeah, it is little bit of a splurge, but a car is a real product that provides a real benefit. The authors arguments illustrate precisely why personal finance requires very few math skills, but plenty of stop making excuses skills for spending money. I forgo rental as we have a spare vehicle. Reliability is not a reason to buy an expensive car, especially on credit. Of course there are exceptions, but for the most part, I hate them. For one, a lot of them do various types of fraud, and then use that money to pu Oh boy. As stupid as it may sound to others; no matter how crummy a day I had at the office, driving away in my $70000 luxury muscle car puts a smile on my face. Finding yourself stuck in the parking garage downtown at 2:00am is problematic at best. i hate it when a fine chick is dating another fine chick!!! Your email address will not be published. Not a chance.
. There werent any cheap blue tooth devices at the time but that wouldve been great. Anyone care to comment ? Are Europeans really rude to American tourists? I just call myself Armo because I wanna change the world. I put in a new stereo myself to do hands-free calling and navigation. I have driven a sub-$2,000 car. Stop spending so much time in an automobile! There were 73,713 housing units at an average density of 2,405.3 per square mile (928.6/km). But your point is valid-a very quick way for a doc to get ahead is to move inland where doctors are still the rich folks in town. Jeanny B. says:Armenians women, dont want to be with armenians guys, because they threat them like shit!, they see the womens lower than them, dont know how to respect women, even with their own mothers.!!!! One small accident and they're fucked. Some issues that seem minor for everyone else might be a major issue for Armenians. All this would make sense if the author was pictured in front of a Toyota Camry instead of a BMW. Armenian brats in the greater Los Angeles area who are handed powerful cars, then make terrible decisions and kill people are not only dumb asses but also terrible drivers. And then I think we both agree its justifiable to spend more money on the cars your kids ride around in. she cleared the path for you! Many docs in her group have fallen asleep while driving home and crashed. No. Armenian men are encouraged to get married with other race's because they will grow the number of Armenians. KC, yes you were lucky! Because Armenian girls are beautiful, who would want to share? Or what if a study was to be conducted with the number of BMWs amongst Armenians in Glendale compared to the that of other cultures with similar income?Yes, not everyone is like that. Research, browse, save, and share from 36 Trailblazer models in Medina, NY. Pop a special hole in the back of the license plate, and though it will trigger the theft alarm you can then push buttons in the trunk to open the doors. While most people wont admit it, we all judge people by what they have. Absolutely. The number of Armenian have decreased SO much with force that Armenians have to avoid interracial marriage for decades to save the old race that survived for centuries. What do borrowers use to secure a mortgage loan? However Im a hospitalist so at the bottom of the physician financial food chain. I have lived or worked in Glendale and have for over 16 years. My best friend is Armenian. Glendale is ranked one of the safest cities in the U.S., The best car rental search engine for Armenia is Economy Bookings. The difference those two changes will make is at least 100 times the difference that buying a fancy new car will make. January 6th is also the day that the three wise men are said to have visited Jesus in the manger. The problem is Lake Powell is 285 miles away and the Tesla X range while towing a boat is 100 miles. The rules of the road in Nice are similar to other parts of France, you will just need to keep a few things in mind: Remember that you will be driving on the right-hand side of the road, and it is uncommon for local drivers to use turn signals, obey traffic signs, or yield to traffic already on a Armenia was the first country to accept Christianity as a national religion in 301AD, since the geographic location has been surrounded by Muslims the number of Armenians have decreased over centuries of living within Muslim countries that tried to change Armenia to a Muslim country. I tend to take a more moderate view. born in Iran! If you're going to make a half million bucks every year for three decades, you're going to have to churn Lamborghinis to really screw things up with cars alone. So much this, haha! No way he is getting my business, Neighbors had two Benz-house foreclosed a few yrs later More detailed is, Armenians have been a developed race for over 6,000 years, a race with a history of kingdoms, religion, artists, writers, etc. In my opinion, if a person would rather enjoy their car today than their pension tomorrow its their decision and I'm all for it. Some just feel entitled I suppose, it really is a shame and a very ugly thing. yuummm Troys you should have invited me. That's it. Ive had my car break down a couple times, usually its a battery thing, but it never kept me from going to work, so I thinks a silly argument. Full disclosure, I did buy a new car, but negotiated off the full out the door price. If you are that proud of your country, why did you leave? I am very perturbed by people saying stick to your own! But it could also be for comfort and personal branding. The main roads in the country are very good to excellent. Auto accidents are among the leading causes of accidental death and injury in the United States. There is something to be said about the opportunity cost involved with taking the car in/tow, getting a shuttle, and picking it up. Drive whatever you want. Generally speaking you can get away with that on a three year lease too, but on sportier cars the consumables go quick. Financial planning can help a doc in the Bay Area improve his life just as much as a doc in a small town in Indiana. t is crowded That's probably not even half of it. I have ranted about this before so I guess I just have to accept the fact that this ignorance exist. If you tracked the repair and maintenance numbers carefully, I think youll find the used car is almost always less expensive with more time involved for those things. We've learned from, adapted to, and benefited our communities but not at the cost of our own culture. Still anecdote? About 90 grand new after rebates, but I make 400 grand a year and have a net worth of 1.5 million so the car is 7 percent of my net worth. Armenians creating a bad reputation for themselves #100000. Who tf races in a volkswagen especially in Burbank? Sold when moving out of the country. . --------------------------It's not a matter of assimilating. Go ahead and buy whatever you like, but dont bother explaining why its safer than my choice. Gave me a good chuckle, but Armos are too cool for seatbelts, too freespirited to be bound by traffic rules, and too self-aware not to drive impaired. In the same way that people dress for the job, cars are Here we discuss Armenian roads and road rules, insurance, customs clearance, car rental and repair. nobody (including me) is judging you. I feel very strongly about this and What Michael the Gospel Douche said is just disgusting. Same mentality that caused armenia to be run into the ground by greedy people. Once wealthy, buying luxuries like a new car every few years or even owning multiple cars is reasonable. Don't justify what is, in essence, a splurge as a smart financial move. Its a total luxury for me. I know, no every body is like that, but mostly//--------------------I know I know you said NOT Everyone but mostly!! Rox!! Remember, I drove a sub $2,000 car for four years and a $4,000 car for six years, not counting the sub $3,000 car I drove for three years and the two sub $8,000 cars wedrove for 6 years. But I will admit I overbought and splurged on my personal vehicle and the low-interest loan helped me do that. Choose a reliable model and a vehicle that receives your mechanics approval. These were the neighbor countries of Armenia that frightened and decreased the number of Armenians for centuries and until today. The one in the driveway costs me over $300 to fill it's 67 gallon tank with premium at the lake. And finally the family and professional expense of a breakdown can be extensive. Required fields are marked *. nobody (including me) is judging you. From 1890-1915 Armenians were massacred by Turks and Azerbejan (Armenian genocide) Only because Armenians were soo smart that they were taking over Turkish government with all of the bright politicians. Not to mention he still parties like he's 21 lol. Its also possible that when the client sees the agent in a great car, they assume theyre already doing great and dont need the money. In some areas, luxury cars are perfect because theyll work perfectly. But it does happen. specially nowdays, things are changing fast and families are starting to get more used to it, and deep down inside they are all wishing and hoping it doesnt happen to their kid.. haha. When (if) rates ever go back up to historical levels, it would become very difficult (for me at least) to justify borrowing any money on a depreciating asset like an automobile. "-Your man is Iranian from Armenia? While this may be true, its not absolute.
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